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Customers Say:

“The customer only made two small payments to us between June and his payoff thru you on Friday. I am certain he would not have paid the balance this quickly unless we had engaged your help.”

Doug Bales, GE Money

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Convergent Commercial

Convergent has been a leader in the commercial receivables management industry since 1961. The company was a founding member of the Commercial Collection Agency Association and is now an agency member of the International Association of Commercial Collectors. We have built a combination of commercial collection talent, technique and technology that is second to none. We have worked with every type of commercial claim there is and have developed the resources and skills to maximize recovery on these claims.

Third Party


Put our team of experienced commercial collectors and 50-state attorney network to work collecting your commercial claims. We accept claims in all formats including fax, email, and electronic. Our pricing is based on a percentage of the amount we recover, so you only pay us if we are successful.

Outsourcing / Consulting

Female consultant

Use our Outsourcing capability to supplement your internal staff efforts for cost-effective recovery maximization. Our experienced agents will act in your name, using your system or ours, on a per call, per account or project basis.

Internal Legal


Convergent Commercial’s legal department excels in issues involving the application of contract terms, which puts us in a better position to encourage a debtor to pay on the contract or, as a second resort, negotiate a settlement based on the interpretation of the contract.